Undergraduate Student Loan

I need a loan to help pay for my undergraduate studies.

Graduate Student Loan

I need a loan to help pay for my graduate studies. 

Student Loan Refinance

I would like to refinance and consolidate my student loans.

NOTE: The CARES Act was passed in response to events related to the Coronavirus pandemic and includes broad relief measures for federal student loan borrowers. If you are considering refinancing your federal student loans, please make sure to review these measures at to understand your options.



Returning borrowers with an existing private education line of credit

If you already have a private education line of credit from Members 1st Federal Credit Union, you may login to request additional funds.


A better deal from your local not-for-profit cooperative


More than 1,500 approved schools across the country


Answers to your most common questions


Financial resources to help you succeed in college and beyond


IMPORTANT: Loan applications for the Summer 2021 academic term AND the Fall/Spring 2021-2022 academic year are now available!